Fees: Therapy is making an investment in yourself!
Fees:
Dr. Watson’s fees are competitive for the states where she is licensed and are based on her services, education level, and training.
Remember, this is an investment in you!
No insurance or prefer to work with someone outside of your insurance network? We’ve got you covered! We have private pay options available for individual and group therapies. Contact us to learn more!
One time,15-minute phone consultation: FREE
Phone Calls: After 15 minutes, prorated at your usual fee
Paperwork done on your behalf: prorated at your usual fee
No Show Charge: Full Session Fee
Cancellation less than 24 hours in Advance: Full Session Fee
Payment:
Private pay: payment will be made directly to Dr. Watson at the time of service by credit card.
Insurance: cost and coverage are based on insurance policy guidelines.
We accept insurance:
Massachusetts: Aetna, Harvard Pilgrim, Quest Behavioral Health, Oscar, Optum, United Healthcare, and United Medicare Advantage
- Florida: Aetna, Quest Behavioral Health, Oscar, Oxford, United Healthcare, and United Medicare Advantage
- For individuals with other insurance policies not listed here or who may be located in states outside of FL and MA, we can assist you in utilizing your Out-of-Network (OON) benefits. Dr. Watson is an OON provider.
Out-of-Network (OON) Benefits
While Dr. Watson does not accept insurance directly for your plan, your insurance plan may have OON benefits, which means the insurance provider will reimburse you for a portion of the session cost. Many insurance providers will allow you to quickly and easily file OON reimbursement claims directly through their online portal. Use the tool (Mentaya) below to get an estimate of how much you can expect to pay for therapy using OON benefits.
Call your health insurance to verify this estimate and that they cover virtual (telehealth) sessions (most do). Most private health insurance plans provide some level of OON reimbursement. If you see the terms “POS”, “PPO” or “out-of-network” on your insurance card then you are likely eligible. If you see “HMO”, “Medicare” or “Medicaid” then you probably do not have OON benefits. Once this is determined, we can provide you with a detailed “Superbill” that consists of specific coding insurance companies require.
Savings Suggestions:
Did you know that if you itemize your taxes, psychological services may be tax deductible as a medical expense?
If you have a flexible spending account or a health savings account offered through your employer, you may use these to minimize the cost of psychotherapy. These options allow you to spend pre-tax income on medical expenses such as psychotherapy. Check with your employer to determine if either of these are options for you and the specifics of these plans.